Product Review: Montblanc Tribute to the Mont Blanc Le Grand Fountain Pen

I bought my very first Montblanc pen using my Metrobank Travel Platinum Visa. Here is the story. This article though, is an in-depth review of the pen which is very much deserving of our attention as a premium product, the kind we use credit cards to buy. In fact, I bought this Black Knight just to hold it on my desk. Maybe I need a new mouse pad though. Look at that peeling.

The RCBC Bankard Credit Card Rewards System: A Review

RCBC Bankard uses a unique, flexible system for rewarding points and redeeming rewards for credit card use. This allows the client to choose from several possible rewards including air miles, cash rebates, shopping vouchers, cash deposits, credits to the card account, manager's cheques, and donations.

Credit Cards Without Annual Fees

Why use cards without annual fees? They're FREE! These are the credit cards available in the Philippines that DO NOT charge an annual membership fee.

Cashback Credit Cards

There are two kinds of cashback credit cards. The general kind which gives a certain amount of credit per amount spent and the more specific kind which gives rebates for specific items and specific places.

Visa or Mastercard, Mastercard or Visa?

Visa or Mastercard, Mastercard or Visa? That is the QUESTION for so many young people who want their first credit card.

Credit Card Tiers (Levels)

Credit cards can confuse people sometimes, so I choose to divide them among the PRIMARY, MID-RANGE, and ELITE tiers. That makes it easier for me to analyze my spending and my credit portfolio. These three classifications can be compared to Sociology's levels of social class.

Okay, so I classify credit cards into three specific tiers. Now, let's cover each of those, but please let me say that I have also written a conclusion at the end of this blog entry.

The Month in Review

This July, 2018 the following were published here in my blog

Philippine Credit Cards:

(These are the Dienastie Apex shades I bought using my BDO Mastercard; it was a good deal)