The BDO Diners Club International Card

If you like air miles and love discounts and promos, this one is for you.

The RCBC JCB Platinum Card: A Review

This was my first JCB card. I was impressed with the access to JCB lounges it gives. I also love RCBC's extensive rewards system and Unli-Zero Installment program.

2018 in Review

This blog was started this year. So many great things have happened since.

Increasing your Credit Limit III: Requesting an Increase

This is the third entry in a series about increasing credit limits
Increasing Your Credit Limit I: Spending
Increasing Your Credit Limit II: Keeping a Good Credit Score

The Month in Review: November, 2018

This November, 2018 the following were published here in my blog

Philippine Credit Cards:

This month was all about air miles and airline partners.

Get Go Versus Mabuhay Miles

The only two airline loyalty programs native to the Philippines have their ups and downs. This is a comparison of Cebu Pacific's Get Go and Philippine Airlines' Mabuhay Miles.

Airline Partners

When converting credit card points to airline miles, it can get confusing. To help you, here is a list of credit card issuing banks and their airline and travel partners. Please remember to stick to as few as possible to have many points.

If you need to know more about travel cards, this is an article about them and this is a review of Metrobank's Travel Platinum Visa.

Good luck with your free travels!

The Month in Review: October, 2018

This October, 2018 the following were published here in my blog

Philippine Credit Cards:

This month was mostly about credit strategies. Members of the PH Credit Cards Facebook Group Marcel Lawrence Agpasa and Khris Bacani shared amazing stories. Also interesting was how this month saw the number of readers rise to 110700.

Marcel Lawrence Agpasa's Credit Strategies

I met Marcel Lawrence Agpasa in our Facebook group called PH CREDIT CARDS and he shared his credit strategies which have several things in common with the previous article on credit scores, which is here. I think we all can benefit from Mr. Agpasa's wisdom.

Increasing Your Credit Limit II: Keeping a Good Credit Score

This is the second part of a series about increasing credit limits. The first one is here. Credit scores are very important if you want to keep upgrading credit cards with higher and higher credit limits. There are many, many factors in calculating those. To help explain, we will tell a story of twin brothers.

Khris Bacani's Amazing Story: THREE Card Approvals in One Day

I am part of an online Facebook Group called PH Credit Cards. Today, one of our members told us about how he managed to get 3 card approvals in one day. His name is Khris Bacani. Maybe we can do that too.

The Month in Review: September, 2018

This September, 2018 seven articles were published here in

Philippine Credit Cards

Among the new articles, the one about the Metrobank Travel Platinum Visa was read the most with 2881 views when this was written. Also important was how the number of page views per month jumped from 38450 last August, 2018 to 45897 this month with a total of more than 98000 page views since Philippine Credit Cards started last June.

The Metrobank Travel Platinum Card

This was my first elite travel card and I have been patiently waiting until I had enough information and experience to fully review it. Actually, no! I have been DYING to review this one. That's how GREAT it is! Those points pay for so much free travel! Thank you, Metrobank!😎😎😎😎😎

Travel Credit Cards

Why use these specific cards? They give you miles to help pay for your travels! If you use them enough, you can even fly for free!

*We will only cover the cards which are designed SPECIFICALLY for travel

The BDO Easy Pay Convert: A Review

Other than the enormous network of allies and partners (which means lots of promos and discounts), one of the amazing features of BDO credit cards is the Easy Pay Convert system. It lets you convert straight payments into installments relatively easy using BDO's online portal or the phone.

Increasing Your Credit Limit I: Spending

Credit cards are issued by banks and banks want money. Credit brands (which I reviewed here) only have the responsibility of moving money around. Banks pay for your swipes and you pay them back when you are billed. The credit limit determines how much payments (to the merchants of your choice) they will give you. Of course, the bigger the better.

Classic Cards: A General Comparison of the ones from BDO, RCBC, and EastWest Bank

Classic credit cards are usually everybody's first ones. This article will compare those from BDO, RCBC Bankard, and EastWest Bank. Although all are classified as primary under my credit card tier system, each has its own perks and benefits.

American Express Cards in the Philippines: A Short Summary

American Express credit cards are only issued by one bank in the Philippines, Banco de Oro or BDO. Even if there are very few available in this country, the fact that these cards are issued by BDO will grant you access to BDO's enormous network of allies and partners. That usually means lots of discounts and promos!

The Credit Card Brands in the Philippines: A Simple Comparison

There are six credit card brands available in the Philippines, namely Visa, Mastercard, American Express, Diners Club, JCB, and UnionPay. This article will compare these brands based on their performance in the Philippines in the eye of the client.

The Month in Review: August, 2018

This August, 2018 the following were published here in my blog

Philippine Credit Cards:

This month saw seven new articles. The most compelling was the article about credit card tiers which saw more than 13000 views in the same month. Also important was how the number of page views jumped from 10458 last July, 2018 to 38450 this month when this was published with a total of more than 50000 page views since Philippine Credit Cards started last June.